AdSense checks in Sweden | Rickard Andersson

AdSense checks in Sweden

A few days ago, I received my first AdSense check from Google. The check was made out in the amount of $200. In Swedish Kronor that translates to roughly 1400. So I went down to my bank and told the clerk I wanted to cash it. I was under the impression they would charge me a couple of bucks for checking it, but the clerk told me that the check would first have to pass through Inkasso (a debt recovery authority working for the bank). The minimum charge for this was no less than 900 Kronor! That’s almost $130. She also estimated that it would take at least two weeks for me to actually get the money. Instead of getting $200 in cash, I would have to wait two weeks and get $70. That’s just not right!

I’m not sure what I’m going to do. I’m sure as hell not going to give the bank $130 of my money. Maybe I’ll contact Google and see if there is any way they can deposit the money directly into my account. I’ve setup my AdSense account so that any future payments will be wired into my account. I just hope this is possible with the $200 I’ve already received in the form of the check.

20 comments

  1. Posted April 4, 2005 at 11:30 | Permalink

    Ouch! $130 is indeed quite a lot.

    Here, in Belgium, the charge is about $15, and it took just a few days. I have no idea why the situation is so different in Sweden. Odd.

    Hope you can get the situation sorted out. :)

  2. Posted April 4, 2005 at 13:17 | Permalink

    Have you talked to other banks, maybe they have different fees and handling times?

    I would like to experience the same thing, though I’m only at about $1 on my AdSense account so far :D

  3. Posted April 4, 2005 at 13:19 | Permalink

    (typo) I ment I *wouldn’t* like to experience the same thing :P

  4. Posted April 4, 2005 at 13:30 | Permalink

    No, I haven’t been in contact with another bank, but I will. I’m just waiting for a response from Google.

  5. Connorhd
    Posted April 4, 2005 at 15:55 | Permalink

    You could just tell google you never got the check then they will add it to next wire i think… My bank charges £6.50 for foreign checks so i’m ok

  6. Endre
    Posted April 4, 2005 at 16:06 | Permalink

    I have received google checks before, but I simply deposit them into my account. Usually the fee is quite small, about 50 kroner.
    getting instant cash gives u higher fees than deposits into your account.

  7. Posted April 5, 2005 at 11:46 | Permalink

    Endre: Might I ask which bank?

  8. Posted April 5, 2005 at 13:38 | Permalink

    I just got my google check and interestingly it came from sweden :)

  9. Posted April 5, 2005 at 17:23 | Permalink

    I went to a different bank office today (same bank though) and it was still a no-go. Apparently I would have to be “known” at the bank in order to cash international checks. Still waiting for a response from Google.

  10. Magnus
    Posted April 25, 2005 at 17:30 | Permalink

    På föreningssparbanken kostar det ca 160 kr att få ut pengarna på kontot. Det är rätt krångligt, man måste gå till sin hemmabank, inte vilken föreningsbank somhelst. Och kassörskan tycker alltid att det är hemst krångligt och varnar en. Jag har bytt till EFT nu.

  11. Posted July 11, 2005 at 11:54 | Permalink

    Jag ska också byta till EFT nu. När man ska fylla i sina bankuppgifter, eftersom man fyller i clearingnummret i en egen ruta, ska man utelämna det i konotnummers-rutan? Känner mig lite osäker, brukar alltid ha med clearingnummret när jag ger någon kontonummret.
    Jag har Skandiabanken.

  12. Posted July 11, 2005 at 17:32 | Permalink

    Du ska inte ange clearingnumret i kontonummerrutan.

  13. Posted July 15, 2005 at 15:37 | Permalink

    Hur gick det med din första check Rickard? Jag har själv en liggande här hemmapå $130 som känns väldigt tungt att lösa in (till mig sa de 500kr att lösa in den).

  14. Posted July 17, 2005 at 13:32 | Permalink

    Jag kontaktade Google som makulerade checken och satte in pengarna på mitt konto istället.

  15. Posted July 19, 2005 at 11:43 | Permalink

    Det var inte dåligt. Detta fick jag tillbaka när jag frågade om samma sak:

    Vi kan tyvärr inte göra återbetalningar till ditt konto när betalningen en gång har behandlats. Av den anledningen kan inte checkar i amerikanska dollar som skickades ut innan vi lade till våra nya betalningsalternativ skickas på nytt i lokal valuta eller via elektronisk överföring (Electronic Funds Transfer (BETA)).

    Vi hoppas på din förståelse.

  16. Posted July 19, 2005 at 17:45 | Permalink

    Märkligt. Det var i och för sig ett tag sen jag gjorde det och det var precis när de började med elektronisk överföring. Hitta någon som är “känd” på din bank som kan följa med dig, så tror jag du kan lösa in checken utan att den behöver gå genom inkasso.

  17. Posted July 19, 2005 at 19:18 | Permalink

    Okej. Får göra det då. Tack för tipset!

  18. Tianmin
    Posted October 3, 2008 at 12:08 | Permalink

    I have to cash check in Sweden. Bank charges it too much (over 100 USD). Any suggestion ?

  19. Posted October 3, 2008 at 12:19 | Permalink

    Tianmin: Is it from Google Adsense? In that case, contact them and hopefully, they should be able to wire transfer they funds instead. If not, you have a problem.

  20. Tianmin
    Posted October 3, 2008 at 20:45 | Permalink

    Rickard: Thanks! you are right, I have had a problem. I have a check from USA.

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